Does travel insurance cover car hire excess in UK?

insurance cover car hire excess

Whenever you travel abroad, you may prefer to hire a car for your own personal convenience. You can get to specific destinations and attractions using GPS technology. If you choose to do so, it is essential to consider your insurance policies. The growing trend is to obtain a car hire excess insurance policy before traveling. While in the UK, you must check how the car hire excess insurance compare before settling on one.

How does car hire excess insurance compare?

Before you buy car rental excess insurance, you must understand what the hire excess is before enquiring if it is applicable for your travel insurance. It is the amount of money that you should pay a rental company if the rented car incurs any damage or theft while in your care. A hire excess insurance covers you against these costs. The excess costs by rental companies are exorbitant and can leave you deterred from your travel. Several travelers and tourists feel obliged to pay these excess costs when dealing with rental companies. Instead of paying exorbitant prices, travelers have the option of acquiring a hire excess insurance cover. This insurance allows you to be reimbursed if any of the unfortunate events occur. The cover is at a lower cost before you travel and also offers annual car hire excess insurance.

The best annual car hire excess insurance with travel insurance in the UK

Most of the travel insurance policies offer annual hire excess insurance. This option is common with comprehensive travel insurance policies. It not only covers you locally but also internationally. These travel insurance give the option to upgrade your premiums to and input the hire excess cover. The cover ensures that you do not incur all repair costs or rental charges by the rental company. The travel insurance covers you in case of anything not within your control while in possession of the rental vehicle. It includes the following:-

  • Collision
  • Theft
  • Vandalism
  • Windstorm
  • Hail
  • Floods
  • Additionally, it also covers you in case the vehicle is stolen while in your possession.

Is car hire excess insurance worthwhile with travel insurance?

Yes. It is indeed worthwhile to take up a car hire excess insurance cover with travel insurance. You must seek the best annual car hire excess insurance uk. Travelers taking up the policy with their travel insurance experience the following benefits:-

  • They are only required to contact one number in case of a travel inconvenience. This saves up time and resources to resolve the issue. It is highly convenient for travelers who have confidence in the resolution of the problem.
  • It costs significantly less than what a rental company offers as excess. This saves up funds for travelers
  • The cover is a primary cover to indicate that it pays off claims before other insurance sources.
  • Any claim on the car hire excess cover does not raise the personal auto insurance premiums
  • There is a higher coverage limit than other covers

Additionally, you ought to confirm the policies of the travel insurance. Some do not cover personal liability or rental cars that were purchased outside the country.

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